We often think of problems with vehicles as occurring on long trips or during lengthy, repeated commutes. But you can have problems with your car right in your own driveway or within one-quarter of a mile from your home. That’s where At Home breakdown coverage comes in.
Not Part of Regular Breakdown Insurance
Standard breakdown insurance usually starts when you are at least one-quarter of a mile away from your home. This means that if your car won’t start on a frosty morning or if you pull out of the driveway, run over a tack left by a careless child and have a flat, or you lock your keys in your car, your regular breakdown insurance won’t cover it.
Keys Locked in Car
You don’t have to have an aging brain or otherwise be deficient to lock your keys in your vehicle. If you are upset, hurried, overly tired or stressed it is easy to lay your keys down inside the vehicle and lock the door with them inside. This becomes exceptionally stressful if the motor is running or if you have locked an infant or pet in the vehicle. With home breakdown insurance, your neighborhood agency van should be able to make it to you more quickly than any other source of help.
A low battery is one of the most common sorts of at-home problems. It can be caused by a number of different things. A short in the electrical system, an alternator that isn’t charging the battery properly, a faulty battery, or even someone having left a phone or tablet plugged into the USB charging port or the overhead light turned on. It isn’t hard to jumpstart a battery, but it can be risky, especially if you hook the cables up wrong. Your professional mechanic from your breakdown company will probably bring a charging device that can start your car easily and quickly. More than that, he will be able to diagnose the reason for the critically low charge on the battery and recommend help for preventing a repeat.
Tires have come a long way since the days of a bit of rubber tread encasing an inner tube, but even steel belted radials can sometimes get a flat. If you are a small adult or if you are somewhat frail, you might have trouble changing a flat on your own. Even if you are an average sort of adult, you might run into trouble. Most garages use a mechanical wrench to put the lug nuts on a tire. That can make removing them without a similar tool exceptionally difficult.
Mechanical Failure Can Happen At Any Time
Mechanical wear is something that continuously occurs with your vehicle. If a part is about to snap, it can happen hundreds of miles from your home or it can happen just as you pull out of the driveway. When the life of a fan belt, hose or similar part is done, the part will fray or leak and cause mechanical problems. Even with regular changes of oil, filters and other consumable parts, sometimes things break unexpectedly – and within ¼ mile of your home.
Five Good Reasons
These are five good reasons to add “at home” services to your regular breakdown insurance. Mechanicals things develop problems when they are going to develop them – not when it is convenient for you or when you are within the zone normally covered. At home cover is just one more way to keep your day running smoothly and on schedule, with minimal worry and fuss over whether your vehicle will run or not.Top